xpensetag, (henceforth additionally referred to as "xpensetag" in this document), is an organisation, in the business of providing a service to its clients to maintain and manage electronic records of their expenses (henceforth referred to as "the service") through an individual account ("the account") at the web application hosted on Internet at xpensetag.com and all its sub-domains (henceforth additionally referred to as "the website"), an smartphone based application (henceforth referred to as "the application") and through other means. Purpose of this document is to outline terms and conditions under which xpensetag will provide the service. This is a legal agreement ("the agreement") between anyone who subscribes to this service, ("the user" or "the client") and xpensetag. The website and the application are owned and operated by xpensetag. You, as the user, acknowledge that you have read and agreed to these terms of use ("the terms") and any amendments, modifications or changes made to it from time to time. You may not use the service if you do not agree to the terms.

xpensetag has the discretion to update the terms at any time. When we do, we will revise the updated date and version at the bottom of this page, retaining earlier version dates. We encourage the users to frequently check this page for any changes to stay informed about the terms. You acknowledge and agree that it is your responsibility to review the terms periodically and become aware of modifications. You shall be bound by the same on your participation in such services or programs. Any new features that augment or enhance the service, including the release of new features and resources, shall be subject to the terms.

YOU ACKNOWLEDGE AND AGREE THAT, BY CLICKING ON THE "ACCEPT TERMS" BUTTON, REGISTERING FOR A XPENSETAG ACCOUNT, DOWNLOADING OF THE APPLICATION OR ANY APPLICATION UPGRADES, USING THE APPLICATION ON YOUR MOBILE DEVICE, OR ACCESSING OR USING THE XPENSETAG SERVICE, OR BY DOWNLOADING, SUBMITTING OR POSTING ANY CONTENT FROM, OR ON, OR THROUGH THE XPENSETAG SERVICE, YOU ARE INDICATING THAT YOU HAVE READ, UNDERSTAND AND AGREE TO BE BOUND BY THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS OF SERVICE, THEN YOU HAVE NO RIGHT TO ACCESS OR USE THE XPENSETAG SERVICE OR SITE CONTENT.